Merz Constructions

HealthCare Finance has got you covered

At HealthCare Finance, we know how stressful it can be when you or a family member needs health care you just can’t afford.

If you don’t have Health Insurance, medical bills can be costly – whether they’re for emergency health care or important procedures you can’t put off any longer.

Thankfully, we offer a simple solution. HealthCare Finance provides fast loans and flexible repayment options, so you can get the health care for you or your family, so you can have peace of mind.

What Can I use Healthcare Finance for?

  • Laser Tattoo Removal.
  • Varicose Vein Removal.
  • Mole Mapping and Mole Removal.
  • CT Scanning and MRI Imaging.
  • Dental work.
  • Orthodontic work
  • Appearance Medicine.
  • Weight Loss Surgery.

Here are just a few more benefits we can offer:

  • A wide range of Surgeries, procedures, and treatments accepted.
  • Up to 6 months interest-free.
  • Applications approved in as little as 20 minutes
  • Payment plans tailored to suit your budget
  • No deposit with 6-24 month terms
  • Loan “Top Ups” available for future visits
  • Loans available throughout New Zealand
  • Personal, friendly service provided.

Get financial assistance to cover your Healthcare.

Healthcare Finance can approve loans of up to $15,000.  And thanks to our simple application process, we keep everything quick and easy so you can get back to focusing on your health.

Just fill out an application, and we’ll ensure you receive fast approval, so you or your family member can receive the necessary Healthcare.

Apply Online


  • You must be a NZ Citizen or Permanent Resident
  • Aged 18 years or over
  • Photo ID (Drivers Licence, Passport)
  • Proof of Income (Bank Statement, Pay Slip)
  • Proof of Address (Utility Bill, Tenancy Agreement)
  • Own a vehicle for loan security (we can accept unsecured loans on a case by case basis)
  • In some cases, a guarantor may be required
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Registered NZ Financial Service Provider (FSP#345366)  •  Member of the Financial Dispute Resolution Scheme
Smartcover Finance Ltd is committed to being a responsible lending company.  …more on Responsible Lending